If you’ve been reading this blog for some time, you’ll know I’m a big fan of Capital One. I use their Capital One 360 savings account with direct deposit to save for big purchases, and have paid for my trips across the pond to Ireland and down to Puerto Vallarta by saving a little each week.
Right now, I’m saving $2 a week to fund a trip to France that I hope to take next year (unless I go to Japan instead…. can I just do both? Vacation time off can be a challenge!)…anyhoo.
They recently partnered with the fabulous tech savvy Katie Lindendoll to collect her best tips to use technology and Capital One to help you save, and I’m happy to share them with you here!
Katie’s Top Tips to Bank & Save More:
Automate your bill payments!
You work hard for your money. Don’t lose it to late fees! By scheduling automatic payments with features such Capital One’s Online Bill Pay, you’ll have better peace of mind that your bills are being paid on time, every time.
Stay on top of all your accounts via text and email alerts
Capital One personalized account alerts allow you to keep up on all your banking activity. Forgot about the late night online shopping spree? Alerts will keep you honest—and accountable.
Make pay day come faster
Mobile Check Deposit (like the feature offered from Capital One) not only ensures that money goes straight in your account, but it saves you valuable time, too.
Leverage cutting-edge technology
Voice-activated technologies hold a lot of promise to make our lives easier. For example, with the Capital One Skill for Amazon Alexa, you can use any Amazon Alexa-enabled device like the Amazon Echo to access your Capital One accounts and check your balance, make a payment and manage your account – all using just your voice.
Take charge of your spending
Stay in control of your spending. Capital One Enhanced Transactions gives you a full snapshot of transaction details, like purchases, ATM withdrawals, merchant names/logos and a bunch more. Plus, an easy-to-read pie chart gives you a quick glimpse of the categories where you’re spending your money. Seeing it laid out like that might make you reconsider when and where to splurge.
Make your home smarter
Strengthening your financial IQ begins at home, literally. Enhancing your home life with smart products can save you time, energy and money. By switching to a smart thermostat, which can turn on and off when you need it to, you’ll save up to $145 a year alone! *SOURCE: Nest
Save the planet and your wallet
A self-filtering water bottle is not only stylish and sustainable, it will save you more money than you realize. One filter is equivalent to 300 bottled waters. Do the math: that’s a $600 savings – and the planet will thank you. *SOURCE: waterbobble.com
Declutter and digitize
How many stacks of magazines do you have cluttering your house? Why not get an unlimited digital subscription to more than 175 top magazines (including back issues) for just $10 a month (vs. nearly $10 for each year-long subscription). It’s even accessible on up to five devices!
Stay in charge
Let’s face it, time equals money. Don’t get stuck in the red (battery life that is) on your smartphone. Take advantage of one of the many portable chargers with multiple USB ports for connecting a tablet or smartphone with 20+ hours of talk time.
Cut the cord
The average cable bill per household comes in at around $99 per month, and most people don’t watch a few (or a few hundred) of those channels. A one-time purchase of a media streaming device will cost about the same as a single month of cable. Subscribe to your favorites and you still save around $1,000 a year. *SOURCE: An annual survey by Leichtman Research Group
Know the tech calendar cycles
TVs and smartphones all have best times to purchase if you are looking for a deal. Don’t be the person who upgrades the moment a new device comes out. The previous generation of a device typically goes on sale right before the next launch, which can save you a lot of money on technology that’s only a little bit older.
Trade in your old tech for cash
Got some old phones and tablets lying around? They could be worth a couple hundred bucks. Many internet trade-in sites and retail stores will offer gift cards and even free shipping for your old tech through something called “recommerce,” aka reverse commerce. If you can make some cash from old phones sitting in your junk drawer, go for it!
This is a sponsored conversation written by me on behalf of Capital One. The opinions and text are all mine.