This past fall, I moved into my new apartment, and it was the first time in my adult life I didn’t have roomies. Yes, at 28, I finally have the place all to myself, and as exciting as that was- I found that there were so many little things I didn’t have upon moving in, that were absolutely essential for any woman to have in her apartment, so I did some shopping and compiled a list of the top essentials every woman needs to have in her apartment.
Can you list off everything that’s in your wallet right now? Chances are, if your wallet is lost or stolen, a fuzzy memory can lead to panic. A quick list of your credit cards, insurance information & other essentials will help you act quickly to secure replacements or place holds on any accounts that could be troublesome if left in the wrong hands.
Maybe you’re a good cook and you’d know to throw baking soda on a grease fire, but does your neighbor across the hall, or does your sister love to visit and leave candles unattended? You may be careful, but apartment living means that you’re susceptible to a variety of fire hazards.
From a gal who experienced 4 fires within sight of her bedroom in 2 years at one location (both in my building and the one across the street), it’s better to be safe than sorry. I have two at my apartment, but this white fire extinguisher is a bit easier on the eyes and I have it next to my washer/dryer unit!
So, about those grease fires I just mentioned…you should also keep baking soda on hand to help whiten laundry, polish fixtures and of course, freshen things up in the fridge or on carpets. Get your whites whiter and freshen up your house for pennies a box. I buy my baking soda in bulk since it’s great for emergencies and for general cleaning.
You can estimate of the amount you think it would take to replace your belongings, just remember to take into account that certain things, like electronics, depreciate in value.
Does your friend or neighbor have your keys? Seriously. Getting locked out is never fun, and $5 at the hardware store can save you the hassle of waiting around for a landlady or property management company to show up with a spare.
If someone is checking on your apartment while you’re away, giving them a set of keys with fun keycovers not only makes the chore more interesting, but color coding with monkeys also helps them remember what key does what.
Flashlight & Batteries
I cannot tell you how many folks I’ve encountered that do not have a flashlight handy when they need it. The power can go out or you simply could drop something behind the fridge and having light would be helpful.
This powerful Maglite is one my mom always had by her bed- it’s perfect if the power goes out, but also can be used to defend yourself (it’s better than nothing!) if need be. If you drive, consider storing an extra flashlight in your vehicle as well, I have a mini Maglite Pro that is slim enough to fit in my glovebox.
That being said, you’ll need batteries. You should have AA, AAA, and D batteries on hand, as they’re the most common for remotes, appliances and ahem, flashlights. Amazon makes their own brand of batteries which is really affordable.
Emergency Call List On The Fridge
If something happened to you- would your partner, neighbor or friend know who to call? This list should include your doctor, important family members, your work, medications or conditions.
Think about it- even if you were in a state of peril, would you remember everything? Probably not. Having a list of all the pertinent information on your fridge can help emergency workers save your life. I’d also recommend sharing this information with a loved one or partner via Google Drive or email so they can quickly access it digitally.
You may be careful, but are all your neighbors? In the event of a fire, flood or some other mishap- be sure you are covered to replace your property. Renters insurance can be very affordable (under $20 a month) depending on certain variables such as amount of coverage, your credit score and the type of protective devices in the residence.
You can estimate of the amount you think it would take to replace your belongings, just remember to take into account that certain things, like electronics, depreciate in value. Allstate has a helpful tool that may assist you in determining the value of your property. Also, get an appraisal on any sentimental items you can’t lookup a price point for, like antiques or family jewelry and be sure to keep a list of all the valuables in your apartment.
Take pictures of the furniture, your closet, and your electronics (including pictures of model and serial numbers). You can upload these images to Allstate Digital Locker and there is a mobile app to make uploading simple and easy.
You can save even more on renters insurance by making sure the apartment you rent has protective devices such as fire extinguishers, smoke alarms, dead bolt locks, sprinkler systems, security alarms and/or 24-hour property surveillance. Also, the better credit rating you have, the more likely you are to get a better rate.
Renter’s insurance is not something you think about when you start furnishing and decorating your new apartment but it’s something every woman should have for her apartment, before something happens.
You can get renter’s insurance for as low as $4 a month when paired when paired with auto insurance, so bundling saves you money! Click here to get a free estimate and see what rates are for your area.
This post was written as part of the Allstate Influencer Program and sponsored by Allstate. All opinions are mine. As the nation’s largest publicly held insurance company, Allstate is dedicated not only to protecting what matters most–but to guiding people to live the Good Life, every day. For more tips like this, visit the Allstate Good to Know community.